What does life look like after becoming a profitable trader?

What does life look like after becoming a profitable trader, according to Rihari?

In the video "My life is UNREAL (life after profits)," Rihari says life after becoming a profitable trader means retirement at 32, freedom to travel, buy what he wants, and spend unlimited time with his kids. He frames it as a personal account of his own circumstances, not a description of what happens to every trader who becomes profitable.

Rihari opens by calling the lifestyle "unfathomable" and says he is "basically retired" at 32. He says he can make money "whenever, wherever" he wants, whether on holiday, at home, out for dinner, or at the zoo with his kids. He describes this as the freedom that everyone chasing profitability is ultimately after: not having to work a fixed schedule, not answering to anyone else, and being able to sleep in "till like 12:00 in the afternoon" simply because he wants to.

Rihari says the question of what life looks like afterward is one he gets asked "a lot," and he acknowledges that "everyone has different perspectives on it," including people who tell him they think they would "get bored" living without a fixed job. His answer to that is simply that he does not get bored; he says he loves it and fills his time with golf, family, and, by his own account, continuing to trade.

It is worth being precise about what this video actually is. It is one trader's first-person narrative about his own results and spending, delivered to promote his mentorship community. Nothing in the transcript describes a regulated financial product, a licensed advisory service, or audited trading results. Readers should treat every dollar figure, win rate, and lifestyle claim in this article as "Rihari says," not as independently confirmed fact.

What lifestyle changes does Rihari say came with profitability?

Rihari says profitability let him buy a new vehicle in cash, take his family on international trips, and give his kids "whatever they want" without checking a price tag. He presents these as personal spending choices funded by his own trading, not as evidence of guaranteed income for anyone else who trades.

Specific claims Rihari makes about his own spending include buying a Ford Ranger Raptor with cash over the holidays after what he describes as a $100,000 week, taking his kids to Disneyland, Universal Studios, Dubai, and Japan, and giving them a set amount of time in a shop to grab whatever they want regardless of cost. He also says his son, age 11, is coached in golf morning and night and has beaten adults in matches, which Rihari frames as evidence he can now fund his children's ambitions the way he could not fund his own as a kid.

He is explicit that this is personal and emotional territory for him. He says he grew up "broke as [expletive]," sometimes not eating, and describes his own childhood as a "normal childhood in New Zealand for low-income Maori." He contrasts that upbringing with what he says he can now provide, describing it as proof that his own path from debt to spending is achievable rather than typical. That is his framing, not an independently measured outcome.

Rihari also says some of his own family called his kids "spoiled" once he started spending on them, buying "new golf clubs," "motorbikes," and "everything." He says his response was that he does not care what they think, because these are things he did not have growing up. That exchange is part of his personal narrative about family reaction to his spending; it is not a claim about parenting outcomes or a recommendation for how anyone else should spend money on their own children.

How does Rihari describe the freedom trading gave him?

Rihari says the defining feature of his post-profitability life is freedom from other people's schedules: no fixed hours, no boss, no obligation to be anywhere at a set time. He contrasts this with what he calls the standard arrangement of working "50 weeks of the year" for a "two week holiday."

He describes a specific week as an example: as of Thursday that week, he says he placed one trade on his main account and was already at "$40,000 USD," which he converts to roughly 65,000 to 70,000 New Zealand dollars, while spending the rest of the week at a golf club, filming from a driving range and saying he does not "really care about being on the charts at this point." He presents this single week as representative of the kind of result his current approach can produce, though the transcript offers no verification of the trade, the account balance, or how typical that week is relative to his other weeks.

Rihari also says his win rate "at the moment is 80%" and attributes his results less to winning every trade and more to risk management, saying he "hardly loses." He offers no supporting statements, audited statements, or broker verification for this win rate in the video; it is a self-reported figure describing his own account, not a documented or independently audited outcome, and it says nothing about results other traders, including his students, can expect.

He adds that this freedom is not the same as walking away from trading altogether. He says, "it's not that I'd stop trading," and frames his ability to trade "from anywhere in the world" as the mechanism that lets him take the golf trips, family holidays, and lazy mornings he describes, rather than a separate source of income.

What does Rihari say he wants his money to do for him next?

Rihari says his focus is shifting from active trading income to building "residual income," meaning investments that generate money without ongoing daily work. He uses a Monopoly analogy: owning property that pays you when others use it, without having to actively do anything for that income.

The concrete example he gives is an apartment he says he bought in Dubai, which he says is "making me on average about 50% return on investment per year," which he estimates will be "over a million a year" once the property is complete. This is a specific, high figure that appears nowhere else in the transcript with supporting documentation, contracts, or independent verification. It describes what Rihari says about one property he says he owns; it is not a market rate, a typical return, or a claim this article can extend to other property investments, currencies, or trading approaches.

He frames the broader goal as generational wealth: giving his family an advantage he says he did not have, and building income streams that continue regardless of whether he personally trades that day. He connects this to a wider point about why he believes wealthy people tend to stay wealthy, saying it comes down to directing surplus money into assets that then generate more money, rather than any claim about tax rates or loopholes.

He also says that people at what he calls a "higher income status" end up with "too much money to know what to do with," so they put it into assets so that "money is going to generate you more money." He adds that rich people do pay more tax, not less, pushing back on the idea that tax avoidance explains wealth accumulation. These are Rihari's own opinions about wealth and taxation, not a sourced economic claim, and this article does not adopt or verify them.

What community and mentorship claims does Rihari make in the video?

Rihari says he built a trading mentorship community and cites one student, who started in September, reaching a single week of $100,000 in live, non-funded profit by February. He calls this a "highlight" example and says other students in the community are making "10k a week," "20k a week," or "10k days."

These are specific, named-outcome claims about identified or implied third parties (his students) that appear only in Rihari's own narration, with no account statements, verification, or context about how many students achieved comparable results, how many did not, or what the typical outcome across the whole community looks like. A single standout student result, even if accurately reported, does not describe what a new trader joining a mentorship community should expect; it describes one example that Rihari chose to share on camera. Nothing in the transcript states a win rate, success rate, or average outcome across his student base as a whole.

Rihari also describes the value of being physically around what he calls "high net worth individuals," including people he says are earning "nine figures" or are billionaires, at a country club membership he says costs $20,000. He presents proximity to successful people as valuable for mindset and networking, citing a saying that you become like the five people you spend the most time around. He describes the club's facilities, two 18-hole golf courses, practice bunkers, and changing-room amenities, as reasons he considers the membership "worth every cent." That is a personal opinion about the value of his social environment, not a claim about a service, product, or investment return.

How risky is retail CFD and forex trading, according to independent data?

Independent regulatory data shows retail trading in leveraged products like CFDs is loss-making for most participants — a finding separate from anything Rihari says in this video. ASIC Report 828 (Risky Business, January 2026) found that 68% of Australian retail CFD investors lost money in the 2024 financial year.

That figure comes from the Australian Securities and Investments Commission, a financial regulator, and describes aggregate outcomes across a large population of retail investors trading CFDs, a category of leveraged derivative product distinct from, but often traded alongside, spot foreign exchange. It says nothing about Rihari's personal results, his students' results, or forex trading specifically, and Rihari does not reference or respond to this data anywhere in the transcript. It is included here because any article discussing life after becoming a profitable trader should sit alongside the base rate: most retail participants in this category of product do not end up profitable in a given year.

Separately, BIS 2025 Triennial Survey reports that the Bank for International Settlements recorded average daily OTC foreign-exchange turnover of US$9.6 trillion in April 2025. This figure establishes the scale of the global forex market that trading strategies like the one Rihari describes operate within; it is a market-size statistic, not a measure of trader success rates, and it does not imply anything about the odds of an individual trader, student, or mentorship member becoming profitable.

Reading the two figures together is instructive. A market moving US$9.6 trillion a day is large enough that a small number of retail traders becoming very profitable, as Rihari describes himself becoming, is mathematically consistent with the same market seeing most retail CFD accounts lose money overall. Neither fact disproves the other; a big market with a low retail success rate is exactly what both sources, read side by side, describe.

What timeline does Rihari give for his own path from debt to this lifestyle?

Rihari says he moved through stages: clearing debt, landing his first commissions, then scaling that income until it replaced his old job, and finally reaching the lifestyle he shows now. He's clear this wasn't a fixed schedule — just the order he went through it — which is why he calls the results repeatable rather than promising anyone else the same timeline.

1. Rihari says he grew up in a low-income household in New Zealand, describing periods of "not eating" and calling himself "broke as [expletive]" as a child.
2. He says he later worked manual and sales jobs, including building frames and trusses and working in real estate, describing this period as "grinding every day" without time freedom, even while making what he calls "decent money."
3. He says he traded on his own for three years before building what he now calls his mentorship community.
4. He says a student who started in the community in September reached a single week of $100,000 in live profit by around February, roughly five to six months later.
5. He says he made his "first 10 mil" the prior year, a figure he mentions in passing while describing meeting people he says operate at "nine" and "ten figures."
6. He says he bought an apartment in Dubai that he claims is generating an average 50% annual return.
7. He says he joined a $20,000-a-year country club membership on the Gold Coast, citing access to other high net worth members as the reason.
8. He says he is, at the time of filming, house-hunting for a multimillion-dollar property on the Gold Coast waterfront with features including a cinema, an elevator, and a nine-car garage.

How do Rihari's personal claims compare to independently verified facts?

Rihari's dollar figures, win rate, and student results are self-reported claims with no supporting document in the transcript, while the loss rate for Australian retail CFD investors and the size of the global forex market come from named regulators. The table below keeps those two categories separate rather than treating them as equally certain.

| Topic | What Rihari says (his personal account) | What is independently verified | | --- | --- | --- | | His trading win rate | Rihari says his win rate is "80%," attributed to risk management | Not independently verified; no source confirms individual trader win rates | | A single week's result | Rihari says one week he made roughly $40,000 USD after one trade | Not independently verified; self-reported account balance | | Student outcomes | Rihari says a student made $100,000 in one week after about six months | Not independently verified; one named example, not a stated average | | Property investment return | Rihari says a Dubai apartment returns "about 50%" per year on average | Not independently verified; no contract or statement cited | | Retail CFD trader outcomes | Not addressed in the video | ASIC Report 828: 68% of Australian retail CFD investors lost money in FY2024 | | Size of the forex market | Not addressed in the video | BIS 2025 Triennial Survey: US$9.6 trillion average daily OTC FX turnover, April 2025 |

Rihari tells viewers, "if I can do it... literally any person in the world... can do it because I did it," and says the video is not "made up" and not "a scam." Those are statements about his own intent and belief, not a promise this article can extend to any reader. Nothing in the video states that his win rate, his student's week, or his property return are typical, guaranteed, or reproducible, and nothing in the two cited reports confirms or contradicts any figure specific to Rihari. Anyone weighing this video should hold his personal, unverified account in one hand and the regulator's aggregate record, that most retail CFD investors lost money in the most recent year on record, in the other, since the two describe different things: one trader's claimed results, and a much larger population's documented outcomes.